Lending, Microfinance & SACCO Management

Automate loans, track savings, manage SACCO members, and handle repayments efficiently with MPESA & bank integration.

MyLendApp

Comprehensive Microfinance Solutions

Loan Management

Manage loans from disbursement to closure, including repayment schedules.

Penalties & Late Fees

Automatic calculation of overdue penalties and late fees.

MPESA & Bank Integration

Seamless payment collection through MPESA and bank transfers.

Accounts & Finance Management

Track expenses, repayments, and generate financial reports.

Reports & Analytics

View loan performance, arrears, and portfolio summaries.

Notifications & Alerts

Automated reminders for repayments and overdue loans.

Savings & Deposit Management

Manage savings accounts, recurring deposits, and fixed deposits. Automatic interest calculation and full transaction history for clients.

Client & Account Management

Maintain client profiles, KYC documents, guarantors, and group memberships. Dashboard for complete portfolio overview.

Repayment & Collection Tracking

Schedule and track repayments with automated SMS/email reminders. Handle partial payments, penalties, and rescheduling effortlessly.

Accounting & Reporting

Integrated general ledger, automated bookkeeping, and real-time financial reports. Portfolio analytics and arrears tracking for better decision-making.

Multi-branch & User Management

Manage multiple branches and agents with role-based access. Audit trails for all transactions ensure transparency and control.

Mobile & Agent Banking

Field officers can manage clients on mobile. Supports MPESA, Airtel Money, and digital loan applications/approvals.

Risk & Compliance Management

Track overdue loans, generate regulatory reports, and get fraud detection alerts. Ensure compliance and minimize risks.

Communication & Notifications

Send automated SMS, email, and push notifications to clients for loan approvals, repayments, and reminders.

Customizable Loan Products

Configure flexible interest rates, repayment schedules, grace periods, and penalties for multiple loan products.

System Screenshots

Loan Dashboard

Loan Dashboard

Real-time overview of loans and repayments

SACCO Management

SACCO Management

Track member contributions and savings

Payments

Payments Integration

MPESA and bank integrations for seamless transactions

Payments

Penalties and Late Fee Management

Penalties and Late Fee Management

Payments

Product Sales

Selling products by loan now made easy

Payments

Loan Products Management

Customizable Loan Products Management

Payments

Accounting and Detailed Reports

Financial accounting and Detailed reports on clients registration, loans, repayments,etc

Payments

Notifications Management

Notifications on approvals and other reminders

Payments

Role-Based access and Audit Trails

Role-Based access and Audit Trails

Payments

Clinets Management

Clients Management -registration, next of kin, guarantors, GPRS integration

Perfect for Any Financial Institution

Microfinance Institutions

  • Loan management
  • Member savings tracking
  • Automated notifications
  • Financial reporting
  • MPESA integration

SACCOs

  • Member account management
  • Savings & contributions
  • Loan disbursement
  • Detailed reporting
  • MPESA & bank integration

Lending Companies

  • Loan approval workflow
  • Repayment tracking
  • Member communications
  • Financial analytics
  • Automated SMS/WhatsApp alerts

Ready to Simplify Your Lending Operations?

Join hundreds of financial institutions already using MyLendApp to automate lending, savings, and SACCO management.