M-PESA Integration

M-PESA Integration

We are going to take you through a step-by-step tutorial for mpesa STK API integration. Mpesa is one of the most convenient ways people make transactions in Kenya. MPESA has come a long way from just sending and receiving the money to making payments to businesses. With the rapid transformation in the e-commerce industry, combined with the COVID 19 pandemic affecting businesses across the world, businesses have moved online. You can now integrate MPESA into your online business for faster transactions with your customers. In this article, we are going to learn how to do the MPESA STK Push API using PHP.

Types of Mpesa Integration Services

  1. Business-to-Customer Integration (B2C) – This enables businesses to pay customers directly.
  2. Business-to-Business Integration (B2B) – This allows businesses to send money to another business directly from their paybill.
  3. Customer-to-Business Integration (C2B) – This allows businesses to receive payments from their customers directly.
  4. Lipa an MPESA Online – – This allows initiating an M-Pesa transaction on behalf of a customer using STK Push

MPESA STK Integration on Daraja

In MPESA STK API integration, the M-Pesa registered customer gets a pop-up notification to confirm the initiated transaction by the merchant. The transaction is then processed after the customer keys in their MPESA PIN and confirms the transaction. Both the customer and merchant get transaction confirmation messages. Learn more about STK push M-PESA API

Now that we know the types of MPESA Integration services, the next step is to make sure that we have an account with Safaricom Developers Account. To create an account visit the Learn more about STK push M-PESA API">Daraja Safaricom website . If you have an account with Safaricom Daraja you can log in else sign up.

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